Still temporarily wealthy…


The brokerage has come to terms with the stock split mentioned recently.

But the money transferred between checking and brokerage is still in both places.


I would get all excited, but there’s the strong possibility that this could get ugly. I envision both companies looking at the other’s accounts and saying “oh, the money is over there” and simultaneously deleting both instances from existence, with no paper trail to speak of.

I can’t wait to find out how it ends. I might do the noble thing and alert somebody to the discrepancy, but I’m sure that would only aggravate the situation and usher in the aforementioned worst-case-scenario.


A Brief Moment of Wealth

I am in a strange crossroads right at this moment.

1. I transferred money from a checking account to a brokerage account yesterday.
2. The money is showing up in both accounts online right now.
3. A stock in my brokerage account has split during the night.
4. The brokerage is showing the correct number of doubled shares, but is still showing the old share price from yesterday, which means it is showing double the value on my balance.

So, for the next few minutes, before the systems getted synchronized, I’m going to pretend I became slightly richer overnight.

Who wants beer? I’m buying!

Evil Schemes Everywhere!

From the Credit Union I just opened an account with, in response to my query about them supporting OFX:

At this time, we do not have the software to support the New Quicken.
Quicken has told us it would cost $1400 a month to support it. We only
have a few members using Quicken and we are in the process of evaluating
this situation.

We do still support the older versions and Money.

So what to do?

My plan was to consolidate my banking into a credit union. I like the idea of a non-profit banking institution. Very George Bailey-esque (though his was just a non-profitable institution, but hey, he cared).

But I’ve been controlling my finances with Quicken for almost 10 years. But Quicken seems to be bilking banks for cash, even this poor little Credit Union.

Do I:

1) Dump this Credit Union and try to find one that supports Quicken, thereby playing into Quicken’s evil scheme?
2) Downgrade to Quicken 2004, thereby playing into Quicken’s other evil scheme where I have to buy their software twice?
3) Dump Quicken and switch to Microsoft Money, thereby playing into Microsoft’s evil scheme?
4) Stay with the for-profit banks, thereby playing into Potter’s evil scheme?
5) Some other option I can’t think of, that doesn’t involve evil schemes?