{"id":179,"date":"2004-10-20T15:03:00","date_gmt":"2004-10-20T15:03:00","guid":{"rendered":"http:\/\/journal.electric-rocket.com\/?p=179"},"modified":"2004-10-20T15:03:00","modified_gmt":"2004-10-20T15:03:00","slug":"okay-im-really-going-back-to-work-now","status":"publish","type":"post","link":"https:\/\/journal.electric-rocket.com\/?p=179","title":{"rendered":"Okay, I&#8217;m really going back to work now."},"content":{"rendered":"<p><!--more For 'Back To the Future' Geeks--><\/p>\n<p>[14:05:50] <lj user=glenn5>: My student loan balance is down to $29.40.<br \/>\n[14:05:59] <lj user=glenn5>: However, note that this is not a payoff amount.<br \/>\n[14:08:18] <lj user=glenn5>: Oh here we go.<br \/>\n[14:08:27] <lj user=glenn5>: I just requested a payoff amount at the website.<br \/>\n[14:08:39] <lj user=glenn5>: It&#8217;s $29.55.<br \/>\n[14:28:15] <lj user=electricrocket>: Pay it off!  Pay it off!<br \/>\n[14:29:26] <lj user=glenn5>: After I wrote that I looked to see what it would cost to pay it off tomorrow.<br \/>\n[14:29:46] <lj user=glenn5>: That value was $29.45.  So I went ahead and did it, saving myself a dime.<br \/>\n[14:30:02] <lj user=electricrocket>: Woo hoo!  Beer&#8217;s on you!<br \/>\n[14:30:41] <lj user=glenn5>: Yes.<br \/>\n[14:30:47] <lj user=glenn5>: Of course.<br \/>\n[14:30:55] <lj user=glenn5>: I paid off my student loans.<br \/>\n[14:31:01] <lj user=electricrocket>: Me too!<br \/>\n[14:31:10] <lj user=glenn5>: On the other hand, tomorrow I go $1000 out of pocket for the accident.<br \/>\n[14:31:16] <lj user=electricrocket>: We should have a No More Student Loan Party!<br \/>\n[14:31:22] <lj user=electricrocket>: That&#8217;s a separate issue.<br \/>\n[14:31:31] <lj user=electricrocket>: Comes from a different budget bucket.<br \/>\n[14:32:49] <lj user=glenn5>: I just have the one bucket.<br \/>\n[14:33:29] <lj user=electricrocket>: Then there is no satisfaction in paying off your student loans, since you also still have a mortgage.<br \/>\n[14:33:51] <lj user=glenn5>: That isn&#8217;t the same thing.<br \/>\n[14:34:10] <lj user=electricrocket>: How so?<br \/>\n[14:34:45] <lj user=glenn5>: Because a mortgage isn&#8217;t like debt.  It&#8217;s like paying rent.<br \/>\n[14:34:49] <lj user=glenn5>: But you gain equity.<br \/>\n[14:35:43] <lj user=electricrocket>: Isn&#8217;t a student loan a rent on your knowledge?<br \/>\n[14:36:10] <lj user=glenn5>: If I defaulted, would I have to give the knowledge back?<br \/>\n[14:36:23] <lj user=electricrocket>: You&#8217;d have to give something back.<br \/>\n[14:36:32] <lj user=glenn5>:  http:\/\/boards.straightdope.com\/sdmb\/showthread.php?p=5390193#post5390193<br \/>\n[14:39:55] <lj user=electricrocket>: It&#8217;s Clayton&#8217;s Ravine.<br \/>\n[14:40:21] <lj user=glenn5>: You&#8217;re sure?<br \/>\n[14:40:29] <lj user=electricrocket>: Yep.<br \/>\n[14:40:34] <lj user=glenn5>: Why would &#8220;Schoolmarm&#8217;s Canyon&#8221; be in my head if that&#8217;s not what they called it?<br \/>\n[14:40:37] <lj user=electricrocket>: Or Clayton Ravine.<br \/>\n[14:40:46] <lj user=electricrocket>: Her last name is in the name of the Ravine.<br \/>\n[14:41:08] <lj user=glenn5>: I thought my suggestion was very clever.<br \/>\n[14:41:15] <lj user=electricrocket>: Because they realize it was her by saying the name of the Ravine and her name in the same sentence.<br \/>\n[14:41:36] <lj user=electricrocket>: Heh heh.  Yeah.<br \/>\n[14:42:23] <lj user=glenn5>: Okay, you forced me to Google &#8220;Schoolmarm&#8217;s Canyon.&#8221;<br \/>\n[14:42:27] <lj user=glenn5>: http:\/\/www.google.com\/search?hl=en&#038;q=%22schoolmarm%27s+canyon%22<br \/>\n[14:44:43] <lj user=electricrocket>: http:\/\/www.wordiq.com\/definition\/Clara_Clayton<br \/>\n[14:46:16] <lj user=glenn5>: It&#8217;s always seemed astonishing to me that they&#8217;d have that character played by that actress and not mention H.G. Wells.<br \/>\n[14:46:34] <lj user=electricrocket>: Heh heh.  Yeah.<br \/>\n[14:47:31] <lj user=glenn5>: Did the movie actually tell us they returned to the 19th century?<br \/>\n[14:47:58] <lj user=electricrocket>: I don&#8217;t think so.  I believe he says something about not going back to the future, though.<br \/>\n[14:48:25] <lj user=electricrocket>: &#8220;Already been there&#8221; I believe, and then the train takes off into the air.<br \/>\n[14:50:32] <lj user=glenn5>: That isn&#8217;t the choice you would make.<br \/>\n[14:50:45] <lj user=electricrocket>: Me personally?<br \/>\n[14:51:00] <lj user=glenn5>: You.<br \/>\n[14:51:14] <lj user=electricrocket>: No.  I would not go to the 19th century.<br \/>\n[14:51:18] <lj user=electricrocket>: Not for long, anyway.<br \/>\n[14:51:44] <lj user=glenn5>: You and your family are aboard a flying, time-traveling steam locomotive.  How do you use it?<br \/>\n[14:51:57] <lj user=electricrocket>: Um.<br \/>\n[14:52:02] <lj user=electricrocket>: Future!  Future!<br \/>\n[14:52:41] <lj user=glenn5>: The future&#8217;s a big place.<br \/>\n[14:53:06] <lj user=electricrocket>: Yeah.  The danger in the future is you never know when you&#8217;re going to drop right into the middle of a thermonuclear explosion.<br \/>\n[14:53:21] <lj user=glenn5>: I&#8217;d go forward in time five business days, so my student loans have been paid off.<br \/>\n[14:53:53] <lj user=electricrocket>: Not 25 years, when your mortgage is paid off?<br \/>\n[14:54:21] <lj user=glenn5>: That isn&#8217;t the same thing.<br \/>\n[14:54:31] <lj user=electricrocket>: No?<br \/>\n[14:54:50] <lj user=glenn5>: Because a mortgage isn&#8217;t like debt.  It&#8217;s like paying rent.<br \/>\n[14:55:18] <lj user=electricrocket>: Isn&#8217;t a student loan a rent on your knowledge?<br \/>\n[14:55:41] <lj user=glenn5>: If I defaulted, would I have to give the knowledge back?<br \/>\n[14:55:57] <lj user=electricrocket>: You&#8217;d have to give something back.<br \/>\n[14:56:51] <lj user=electricrocket>: (You should know that this time through, I&#8217;m wearing a bullet proof vest.)<br \/>\n[14:56:56] <lj user=glenn5>: http:\/\/boards.straightdope.com\/sdmb\/showthread.php?p=5390193#post5390193<br \/>\n[14:57:07] <lj user=glenn5>: Those damn terrorists!<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-179","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/journal.electric-rocket.com\/index.php?rest_route=\/wp\/v2\/posts\/179","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/journal.electric-rocket.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/journal.electric-rocket.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/journal.electric-rocket.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/journal.electric-rocket.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=179"}],"version-history":[{"count":0,"href":"https:\/\/journal.electric-rocket.com\/index.php?rest_route=\/wp\/v2\/posts\/179\/revisions"}],"wp:attachment":[{"href":"https:\/\/journal.electric-rocket.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=179"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/journal.electric-rocket.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=179"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/journal.electric-rocket.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=179"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}