[14:05:50] : My student loan balance is down to $29.40.
[14:05:59] : However, note that this is not a payoff amount.
[14:08:18] : Oh here we go.
[14:08:27] : I just requested a payoff amount at the website.
[14:08:39] : It’s $29.55.
[14:28:15] : Pay it off! Pay it off!
[14:29:26] : After I wrote that I looked to see what it would cost to pay it off tomorrow.
[14:29:46] : That value was $29.45. So I went ahead and did it, saving myself a dime.
[14:30:02] : Woo hoo! Beer’s on you!
[14:30:41] : Yes.
[14:30:47] : Of course.
[14:30:55] : I paid off my student loans.
[14:31:01] : Me too!
[14:31:10] : On the other hand, tomorrow I go $1000 out of pocket for the accident.
[14:31:16] : We should have a No More Student Loan Party!
[14:31:22] : That’s a separate issue.
[14:31:31] : Comes from a different budget bucket.
[14:32:49] : I just have the one bucket.
[14:33:29] : Then there is no satisfaction in paying off your student loans, since you also still have a mortgage.
[14:33:51] : That isn’t the same thing.
[14:34:10] : How so?
[14:34:45] : Because a mortgage isn’t like debt. It’s like paying rent.
[14:34:49] : But you gain equity.
[14:35:43] : Isn’t a student loan a rent on your knowledge?
[14:36:10] : If I defaulted, would I have to give the knowledge back?
[14:36:23] : You’d have to give something back.
[14:36:32] : http://boards.straightdope.com/sdmb/showthread.php?p=5390193#post5390193
[14:39:55] : It’s Clayton’s Ravine.
[14:40:21] : You’re sure?
[14:40:29] : Yep.
[14:40:34] : Why would “Schoolmarm’s Canyon” be in my head if that’s not what they called it?
[14:40:37] : Or Clayton Ravine.
[14:40:46] : Her last name is in the name of the Ravine.
[14:41:08] : I thought my suggestion was very clever.
[14:41:15] : Because they realize it was her by saying the name of the Ravine and her name in the same sentence.
[14:41:36] : Heh heh. Yeah.
[14:42:23] : Okay, you forced me to Google “Schoolmarm’s Canyon.”
[14:42:27] : http://www.google.com/search?hl=en&q=%22schoolmarm%27s+canyon%22
[14:44:43] : http://www.wordiq.com/definition/Clara_Clayton
[14:46:16] : It’s always seemed astonishing to me that they’d have that character played by that actress and not mention H.G. Wells.
[14:46:34] : Heh heh. Yeah.
[14:47:31] : Did the movie actually tell us they returned to the 19th century?
[14:47:58] : I don’t think so. I believe he says something about not going back to the future, though.
[14:48:25] : “Already been there” I believe, and then the train takes off into the air.
[14:50:32] : That isn’t the choice you would make.
[14:50:45] : Me personally?
[14:51:00] : You.
[14:51:14] : No. I would not go to the 19th century.
[14:51:18] : Not for long, anyway.
[14:51:44] : You and your family are aboard a flying, time-traveling steam locomotive. How do you use it?
[14:51:57] : Um.
[14:52:02] : Future! Future!
[14:52:41] : The future’s a big place.
[14:53:06] : Yeah. The danger in the future is you never know when you’re going to drop right into the middle of a thermonuclear explosion.
[14:53:21] : I’d go forward in time five business days, so my student loans have been paid off.
[14:53:53] : Not 25 years, when your mortgage is paid off?
[14:54:21] : That isn’t the same thing.
[14:54:31] : No?
[14:54:50] : Because a mortgage isn’t like debt. It’s like paying rent.
[14:55:18] : Isn’t a student loan a rent on your knowledge?
[14:55:41] : If I defaulted, would I have to give the knowledge back?
[14:55:57] : You’d have to give something back.
[14:56:51] : (You should know that this time through, I’m wearing a bullet proof vest.)
[14:56:56] : http://boards.straightdope.com/sdmb/showthread.php?p=5390193#post5390193
[14:57:07] : Those damn terrorists!